The choices we make in life have a big influence on our personal happiness and also on the wellbeing of those we love. Sometimes we anticipate choices with a sense of excitement. And sometimes life throws us curve balls in the form of unexpected events and important decisions.
Every parent wants the best for their children but kids often won’t listen to the wisdom of your experience, especially when it comes to money. Don't give up! Here are some of the common beliefs and misconceptions kids have about managing money—and how you could get them to take your advice.
Using goals to achieve your dreams
Many people don’t find budgeting and saving easy, nor is it on top of their priority list. Most of us are programmed to look for short cuts, or believe that with a bit of luck – and rising house prices – ‘we’ll be right’. But in reality, saving for the lifestyle we want does require a degree of discipline and an active interest in looking after your finances. And one of the easiest ways to do this is by setting up some short, medium and long term financial goals.
Northern Territory Concession Scheme and Northern Territory Seniors Recognition Scheme
From 1 July 2018 the Northern Territory Government will introduce the NT Concession Scheme (NTCS) and NT Seniors Recognition Scheme (NTSRS).
More than 24 000 Territorians are currently members of the NT Pensioner and Carer Concession Scheme. These members will transition to the new NTCS and may be eligible to join the NTSRS.
Members of the existing scheme have until 31 December 2018, to confirm their eligibility for the new schemes, they will not be affected by the 1 July change over.
Benefits of the new NT Seniors Recognition Scheme are not available until members have confirmed their eligibility.
Members will continue to receive the concessions that were available as part of the previous scheme but with capped amounts for electricity and water.
The common thread shared among Walt Disney, Paris Hilton and Britney Spears goes well beyond entertainment. They are all clients of a non-profit company that researches, advocates for and performs cryonics. That is, the preservation of humans in liquid nitrogen after death with hopes of restoring them to full health when new technology is developed in the future.
Intergenerational wealth transfer – or in simpler terms, passing on assets to your family, can be, and often is, a huge issue for all family members concerned. If done well and executed properly, it can make a real difference to the financial position of the recipients. If misjudged or poorly handled, it can cause enormous grief, fights and resentments that are never forgotten nor forgiven.
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